OREGON BANKRUPTCY

If you are considering filing bankruptcy in Oregon, the first step is to get consumer credit counseling from an approved credit counseling agency. The agency will consult with you and help you determine if you have another way to settle your debts other than filing bankruptcy.  The agency will provide you with a "certificate" showing that you completed the process.  This certificate must be filed with the bankruptcy court when you file your bankruptcy petition.

We can help you with a Chapter 7 bankruptcy filing (also known as "straight" or liquidation bankruptcy). If you wish to file a Chapter 13 (a pay back plan) you should hire an attorney because it is more difficult to represent yourself in a Chapter 13.

We assist people who have resided in Oregon for at least the past two years, who will be filing Chapter 7, and who make equal to or less than the following annual income guidelines, based on your family size. 

1 earner.....................$42,460.00
2 people....................$53,236.00
3 people....................$59,686.00
4 people....................$66,678.00
(add $6,900.00 for each additional family member.)

If your income is more than the above, you may still be able to file a Chapter 7 bankruptcy, however, your case may be more complex and we will not be able to assist you.  We recommend that you consult an attorney if your income exceeds the guidelines.

We charge a flat fee of $150.00 for the preparation of your bankruptcy  documents.  We do not charge more regardless of the number of creditors you list in your bankruptcy. 

If you meet the court's poverty guidelines, you may request a waiver of the court filing fee. If you make more than the poverty guidelines, but you are still unable to pay the fee in full, you may request that the court let you pay the fee in four installment payments. It is up to the court to decide whether or not to allow the waiver or installment payments.

HOW TO LEARN MORE ABOUT BANKRUPTCY

Click the box at the bottom of the page that reads "Find out if Bankruptcy is Right for You". Basic bankruptcy information is also available at the bankruptcy court's web site on topics such as filing fee waivers, court hearings required and property you may claim as "exempt".  We have links to such information on our resources page.  In addition, the National Association of Legal Document Preparers publishes an information booklet that we offer you free of charge: Bankruptcy Info Booklet

HOW TO GET STARTED

1. We are required by law to provide you with certain important disclosures prior to accepting your fee or completing your bankruptcy.  You must read the disclosures prior to hiring us. They provide you with information about the bankruptcy process.

2. Sign the "Contract for Preparation of Bankruptcy Documents"  and the "Disclosure Forms".  Fax them to us at 503-228-3394, email them or mail it to us at the address below.  We must receive the signed contract and signed disclosures prior to completing your documents.

3.  Download the worksheet we need to complete your bankruptcy petition. Choose either the Word® or the Adobe® pdf version:

Bankruptcy Worksheet. Word® Version
When prompted to either "open" or "save",  choose "save".  Then open the worksheet in Word®, provide the requested information and return the worksheet to us by one of the methods listed below.

Bankruptcy Worksheet.  Adobe® pdf Version
Provide the requested information, then return the worksheet to us by one of the methods listed below.

Please completely and accurately fill out the worksheet. Do not leave any blank spaces. If a question does not pertain to your situation, put "none".

The information you give us will be used to complete your official bankruptcy petition for filing in federal Bankruptcy Court. The information MUST be accurate. Making a false statement on a bankruptcy petition, or omitting or concealing assets can subject you to fine, imprisonment or both.

If you need legal advice, contact an attorney. Please do not contact us for legal advice. We cannot advise you. Document preparers are allowed to prepare the paperwork only. Many attorneys will offer you a low-cost consultation.

HOW TO RETURN THE WORKSHEET TO US

       Secure, encrypted Email:
         Click the "lock" below to upload and email your completed worksheet via our secure server:
        Send Secure email:

        OR Fax to:  503-228-3394
        OR Mail to:  I.P.S.
                             420 SW Washington #200
                              Portland, OR 97204
You may also deliver the worksheet to the above address between 10:00 am and 4:30 pm Monday through Thursday.
 

PAYING OUR FEES

Please include the $150.00 fee when returning your completed worksheet to us. You may send a check or money order by mail, or use the PayPal link at the bottom of the "Divorce" page.  (A Pay Pal account is not required to use the Pay Pal link). Please use a debit card only when using PayPal to pay for your bankruptcy.

"We are a debt relief agency.  We help people file bankruptcy under the US Bankruptcy Code."

Learn more about bankruptcy: